Get Pre-Approved Now!
Fill out our short form in seconds.
Fill out our short form in seconds.
Financing
Magic Motors works with every credit situation — most applicants are approved, no matter what other lenders have said.
Most applicants are approved at Magic Motors, even if you've been turned down elsewhere. We understand that credit challenges happen to good people — job changes, medical bills, and tough seasons don't define you as a borrower. Our finance team works with a broad network of lenders to find loan terms that fit your budget and your life. Serving drivers throughout the region, we've helped thousands of customers secure auto financing with transparent rates and no surprises at signing. Fill out our secure online application today and let us get to work for you.
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Complete our secure, no-obligation credit application from anywhere. It takes less than five minutes, uses a soft inquiry, and gives our finance team everything they need to start matching you with the right lender for your situation.
A Magic Motors finance specialist will contact you quickly to walk through your loan options, interest rate ranges, and monthly payment estimates — in plain language, with no pressure and full transparency on all terms and fees.
Choose from our available inventory, sign your finalized loan documents, and drive home the same day. Most applicants are approved and behind the wheel faster than they expected, even those who came to us after being rejected elsewhere.
By submitting, you authorize a soft credit check. No impact to your score.
Magic Motors works with every credit situation — most applicants are approved, no matter what other lenders have said.
Get Pre-Approved!Yes. Magic Motors approves most applicants, including those with bad credit, past repos, or bankruptcies. We work with lenders who specialize in every credit situation.
Bring a valid ID, proof of income, proof of residence, and references if available. Having these ready speeds up your approval at Magic Motors.
Our initial online application uses a soft inquiry, which does not affect your credit score. A hard pull only occurs once you select a loan offer to finalize.
Most applicants receive a decision the same day they apply. Magic Motors aims to get you approved and into a vehicle as quickly as possible.
Yes. Magic Motors accepts trade-ins and applies the value directly toward your down payment, which can lower your loan amount and improve your monthly terms.